How our legal terms work
Our legal terms are written for Indonesia first, then applied case by case when local law allows it. When you use DANA, OVO, GoPay, or QRIS, the payment reference can help us match the account that sent a policy request, but it does not replace identity
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checks. We keep only the records needed to run the account, answer access questions, handle correction requests, and meet legal duties that apply in your region. If a rule changes, we adjust the access flow, the stored data set, and the support path before we act
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on any request. That keeps the process clear when you ask for a copy, a correction, or a check on a denied action. If access is not allowed where you are, we do not extend it beyond that rule.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.